US Bank Altitude® Go Visa Signature® Card Review: Reward Rates Foodies Will Love [2023] (2023)

Height of the Bank of the USA^®Go to Visa Signature^®The card isn't your typical $0 annual fee credit card, as credit cards with no annual fee generally aren't able to get high-profile rewards from other credit cards. They also tend to be less versatile in how you can use those rewards.

But theAltitude Go Visa signature card from USA Bankincludes bonus reward rates for several popular expense categories, most notably meals. The Altitude Go card's 4x reward rate for dining, takeout and restaurant deliveries rivals premium credit cards with high annual fees. And that's just the beginning of the advantages of this card.

Continue reading our USA Bank Altitude Go Visa Signature Card review to learn more about the card and how to earn and redeem your rewards points.

Main Conclusions

• The USA Bank Altitude Go Visa Signature offers excellent reward rates for a $0 annual fee card, especially for meals.
• Gourmet cardholders can earn 4x points for every dollar spent on food, deliveries and restaurant deliveries. This is higher than some premium credit cards.
• USA Bank's Altitude Go Visa Signature has a decent welcome bonus. Earn 20,000 bonus points when you spend $1,000 on qualifying purchases within the first 90 days of account opening.
• This card is made of metal.

Who should get the US? bench height^®Go to Visa Signature^®Map?

The USA The Bank Altitude Go Visa Signature Card is ideal for individuals with excellent credit who want to earn rewards on their everyday expenses for an annual fee of $0. It's also a foodie's dream credit card due to its high rewards rate for restaurants.

The credit card earns extra points for spending in popular bonus categories such as dine-in, delivery and restaurant delivery, as well as supermarkets, grocery delivery, gas stations, streaming services and electric vehicle charging stations. It's an excellent choice for anyone spending money on streaming services like Netflix, Hulu, Spotify, Amazon Music, Apple Music, and more. In addition to earning bonus points, you'll receive annual credit toward qualifying streaming service purchases. And did you know that the card is made of metal?

In addition to the impressive reward rates, the Altitude Go Card also offers an introductory rate of 0% on purchases for 12 billing cycles (i.e. 19.49% - 28.49% (variable)) and an introductory rate of 0% on balance transfers for 12 billing cycles (i.e. 12 billing cycles). ). 19.49% - 28.49% (variable)).

Somebest balance transfer cardshave longer promotional periods than the USA Bank Altitude Go, but it's still a decent card for consolidating debt or planning big purchases. Keep in mind that, like other credit cards for balance transfer, you will have to pay a balance transfer fee when you transfer other credit card balances to the Altitude Go.

The US The Bank Altitude Go Visa Signature Card will not work for those with less than stellar credit. there is anotherCards without annuityThis might be a better fit if this describes you.

Credit Card Basics

Why do we like the US? bench height^®Go to Visa Signature^®Card: benefits and advantages

• Generous Welcome Offer (for a $0 annual fee card): Earn 20,000 bonus points when you spend $1,000 on qualifying purchases within the first 90 days of opening an account.
• $0 annual fee: The USA The Bank Altitude Go Visa Signature Card has an annual fee of $0, so owning this card does not reduce the number of rewards you earn each year.
• Large reward rate for meals: This US bank card earns an impressive 4X more points for every dollar spent on food, delivery and restaurant delivery.
• Annual credit for streaming services: The US Visa Altitude Go Membership Card Bank offers a $15 annual credit towards streaming service purchases. That's pretty low for an annual fee, but it's still a nice perk for this tier of credit cards.
• No foreign transaction fees: This card is a great addition to your wallet if you frequently travel outside of the US as there are no foreign transaction fees on international purchases.
• Real-time rewards:With your US bank card, you have access to real-time rewards. This feature sends you a text message when you make an eligible purchase that is eligible for a statement credit. You have the option to claim a statement credit for the purchase immediately, rather than waiting until the end of the billing cycle like most other award cards.
• Earn rewards for loading EV:USA Bank Altitude Go earns 2X points per dollar spent at supermarkets, grocery deliveries, gas stations, streaming services and electric vehicle charging stations. Many credit cards earn rewards for fuel purchases, but Altitude Go's EV charging fee is a nice addition.

What we don't like about the US Bank height^®Go to Visa Signature^®Map

• No premiums on travel expenses:The US Bank Altitude Go Visa Signature Card rewards many types of spending, but does not reward travel purchases.
• Probably requires excellent credit:Individuals will likely need excellent credit to qualify for the US Bank Visa Altitude Go signature card (and there are no guarantees). Excellent for the contextFICO scoreis a score of 800 or higher.

Collect and redeem points

Possible earnings in the first and second year

Here's how your points can be totaled with the Bank of the USA Visa Altitude Go membership card. To calculate these values, we use a point weighting of 1 cent per point.

Remember this is an estimate. The actual amount depends on how much you spend and what categories you spend it on.

Income in the first year:784 $

Earnings in the second year:584 $

These values ​​are based on theFinanceBuzz Credit Card Rewards Rating TemplateHere the points earned by spending, the sign-up bonus and the annual fee are looked at. The annual streaming credit is not included in the totals. So if you take advantage of this, your earnings will be even higher.

The best ways to earn

You can earn tons of US bank height with yourAltitude Go Visa signature card from USA Bankfor your daily expenses.

Don't forget that the US Bank Visa Altitude Go Signature Card comes with a decent low spend welcome bonus. It's a simple win that you can convert into a range of redemption options. Receive 20,000 bonus points after spending $1,000 on new purchases within the first 90 days of opening an account. This one-time welcome bonus is only available to new cardholders who have never owned a U.S. Altitude Go Visa Signature Card. Bank.

Maximize your redemptions

With your U.S. Bank Altitude Go Visas are worth a penny each regardless of the redemption option, similar to a cashback card. High Points can be exchanged for:

• Fan Shop
• gift cards
• money back
• Travel

Cardholders can redeem Altitude Points by going to the U.S. Bank in their online account and mobile application. There's also a travel portal where you can book flights and hotels directly with points, but unlike some cards, you don't get a higher travel redemption rate.

Cashback rewards come in the form of a statement credit or a deposit into a US bank-linked checking or savings account. If you don't have a US bank account, plan to keep bank statements for when you don't want to use the Online Rewards Center. The points of the USA Bank never expire as long as your account is open and in good standing.

The Altitude Go Visa signature of the USA bank also offers access to their real-time rewards program. With Real-Time Rewards, USA Bank sends you text messages when you make a purchase in select expense categories. You will then have the opportunity to reply with the text "REDEEM" and will be credited towards the qualifying purchase within three business days (provided you have deposited enough points to cover it).

Participation in Real-Time Rewards requires registration through your US online account. Bank and is not available through Mobile Banking.

US-Bankhöhe^®Go to Visa Signature^®Frequently asked questions about maps

Other cards to consider

ÖAltitude Go Visa signature card from USA BankThe reward structure of is so good that it is included in our listBest credit cards with no annual fee. But if this card doesn't seem right for you, there are other credit card offers you can check out.

You might want to consider this Follow Freedom Unlimited®if you are looking for a card that is basically a refund and travel rewards card. It's another credit card with a $0 annual fee and a longer introductory APR offer on purchases. Where the Chase Freedom Unlimited Card shines is in its biggest cashback earning: 5% cashback on trips purchased through Chase Ultimate Rewards, 3% cashback on restaurant and drugstore purchases, and 1.5% cashback on all other purchases. If you have one of the Chase Sapphire cards, you can also transfer your cashback earnings asPursue ultimate rewardsfor yourChase Sapphire Preferred® KarteorChase Sapphire Reserve®account where they gain even more value.

If you spend most of your expenses on groceries instead of eating out, it might be better.American Express Blue Cash Preferred®-KarteMap. This Amex card offers 6% cashback at US grocery stores (first $6,000 per year, 1% thereafter) and select US streaming services, 3% cashback at US gas stations and eligible transits, and 1% cashback on others eligible purchases. Instead of points, you will receive cash rewards valid for bank statements. The card also offers some additional benefits not found on US Bank's Altitude Go, such as: B. Return protection for selected ticket purchases and second car insurance. The annual fee is $95 (released first year).

US-Bankhöhe^®Go to Visa Signature^®Map: final result

ÖAltitude Go Visa signature card from USA Bankis a great choice for qualified employees, whether you are an existing US customer or not. Bank. Despite a $0 annual fee, this card offers an exceptional meal reward rate and some decent streaming service perks too.

If you want to try other credit cards that might work for you, check out oursbest credit card site.